Jana Small Finance Bank account opening requirements
To open an account with Jana Small Finance Bank, you’ll generally need to meet certain eligibility criteria and provide specific documents depending on the type of account you wish to open (e.g., savings, current, NRI) and the method of account opening (e.g., in-branch, Video KYC, or digital/Digigen).
Here’s a breakdown of common requirements
1. General eligibility criteria
- Age: 18 years or above.
- Residency: Resident Indian Citizen with a valid Indian address proof.
- New Customer: If opening a digital account (Digigen) or through Video KYC, you should generally be a new customer to the bank, according to Jana Small Finance Bank.
2. Documents required
Commonly required documents include proof of identity such as PAN Card, Aadhaar Card, Passport, Driving License, Voter ID, or NREGA job card. Proof of address can be provided using documents like Aadhaar Card, Passport, Driving License, utility bills, bank account statements, or a letter from a recognized public authority. Other required items include recent passport-sized photos and a completed Account Opening Form (AOF) with necessary KYC documents. Specific requirements for minors and senior citizens include proof of date of birth, and Video KYC accounts require a signature on blank paper.
3. Specific requirements for different account types/opening methods
- Digigen Account (Digital Account): Requires a valid PAN and Aadhaar linked to a phone number and is opened online. Transaction limits apply until full KYC is completed.
- Video KYC: Requires a device with internet, a blank background, and original PAN Card and a blank sheet with a black pen for signature during the call. The customer must be in India during the process.
- NRI Accounts (NRE/NRO): Requires a completed form, photos, Indian/Foreign passport with PAN/Form 60, NRI/PIO status proof, and Indian and overseas address proofs. A FATCA/CRS declaration is also needed. There is an initial payment requirement of Rs. 50,000/- and an Average Monthly Balance of Rs. 10,000/- for all Metro & Non-Metro Branches.
- Non-Individual Accounts: Documents vary based on the entity type and may require a No Objection Certificate from existing lending banks if applicable.
Note: For the most up-to-date and specific requirements, it is recommended to visit the official Jana Small Finance Bank website or contact their customer care.
